SELF-MANAGED SUPER FUNDS
Tailored finance solutions to build your SMSF property wealth
Years in business, servicing all of Australia
Repeat clients and referral rate.
Your Trusted SMSF Lending Partners
Helping you build wealth and freedom
While SMSF’s are heavily regulated, purchasing a property in an SMSF is not as complicated as many would have you believe.
It involves getting the right advice from the right people who then assist you throughout the process. The people you need to consult with include a mortgage broker, an accountant and a lawyer. These specialists will look after everything from the financing, the structure to the ongoing annual compliance.
After deciding if a SMSF property purchase is right for you, the most important decision you make is whether you want to purchase a commercial or a residential property in your SMSF.
HOW WE HELP
Simple and stress-free SMSF lending
- We let you know the best SMSF rates
- We let you know your borrowing capacity, required contributions and maximum property purchase amount for your circumstances
- We put together the application, working directly with your accountant and lawyer to reduce the time you need to commit to the loan application
- We are your trusted advisor, supporting the loan process all the way from pre-approval to settlement and beyond
Don't let finance hold you back from securing the opportunities you deserve.
Frequently asked questions
What do lenders look for when approving an SMSF loan?
- the property
- the rental income
- SMSF member annual contributions
- SMSF cash contribution for the deposit
- SMSF balance of cash reserves
A full assessment of your personal financial situation is not required for a SMSF property loan.
What types of properties can an SMSF purchase with a loan?
- Residential properties (cannot be lived in by fund members or their relatives)
- Commercial properties (can be leased to a related business at market rates)
How much deposit is needed for an SMSF loan?
Typically, 20-30% plus costs like stamp duty and legal fees.
Are SMSF loans fixed or variable?
SMSF loans can have either fixed or variable interest rates, depending on personal preference.
Can an SMSF refinance an existing SMSF loan?
Yes, an existing SMSF loan can be refinanced. As the value of the property increases, the loan to value ratio (LVR) decreases. A lower LVR generally means lower rates.
Can an SMSF use rental income to help repay the loan?
Yes, rental income and contributions from fund members can be used for loan repayments.
What Our Clients Say
Client testimonials
Don’t just take our word for it. Hear what our clients have to say and how we’ve made a difference
Get in Touch with Us
Need a Loan? Let’s Chat
Let’s Work Together
Want to know more about our services, need assistance with your loan or want to discuss your options?